Introduction

Confused about what to do after Class 12 Commerce? You’re not alone. With so many career options out there, it can be tough to decide which path leads to real success — and a high salary.

The good news? There are globally recognized, high-paying options available. These high salary courses after 12th commerce can give you a head-start in your career. Whether you want to enter finance, accounting, risk management, investment, or business analytics, this blog has you covered.

Let’s explore the Top 5 best courses for commerce students after Class 12 that offer great salary potential and global career opportunities.

Must Read: Best FRM Coaching & Course in Mumbai

Which Are the Best High Salary Courses After 12th Commerce in 2025?

Here’s a quick list of the top 5 professional courses after 12th Commerce that lead to high-paying careers:

1. Chartered Financial Analyst (CFA)
2. Financial Risk Manager (FRM)
3. Certified Management Accountant (US CMA)
4. Certified Public Accountant (US CPA)
5. Association of Chartered Certified Accountants (ACCA)

Bonus: Financial Modeling & Valuation (Short-term, practical course for job-readiness)

Is CFA the Right Course for Students Interested in Investment and Finance?

Yes! The Chartered Financial Analyst (CFA) program is perfect for commerce students who dream of entering investment banking, equity research, portfolio management, or financial advisory.

CFA Course Highlights:

• Conducted by: CFA Institute, USA
• Levels: 3 (can start in the first year of graduation)
• Duration: 2–3 years
• Average Salary: ₹8–20 LPA globally
• Popular with: Finance aspirants, MBA students, and CA dropouts

Taught at India’s top institutes like RBei Classes by Deepak Goyal CFA FRM, CFA is gaining immense popularity among 12th Commerce students aiming for high-paying finance careers

Is FRM a Good Career Choice for Risk and Analytics Roles?

Absolutely! The Financial Risk Manager (FRM) certification by GARP (USA) is the gold standard in risk management — one of the most in-demand fields globally.

FRM Course Highlights:

• Conducted by: GARP (Global Association of Risk Professionals)
• Levels: 2 (can start after class 12)
• Duration: 1–1.5 years
• Average Salary: ₹10–18 LPA
• Ideal for: Students interested in risk analytics, credit risk, and quantitative finance

Taught at India’s top institutes like RBei Classes by Deepak Goyal CFA FRM, FRM is gaining immense popularity among 12th Commerce students aiming for high-paying finance careers.

What Is US CMA and How Is It Different from Traditional Commerce Degrees?

The Certified Management Accountant (US CMA) is a fast-track course in management accounting and financial planning, conducted by IMA USA.

US CMA Course Highlights:

• Duration: 6–9 months (fastest global credential)
• Conducted by: Institute of Management Accountants (IMA), USA
• Salary Potential: ₹6–12 LPA (higher in MNCs)
• Global recognition: Especially useful for careers in the Middle East, US, and India

If you’re looking for a short-duration, high-salary course after 12th commerce, US CMA is a top contender.

Is ACCA a Better Alternative to CA in the Global Job Market?

Yes — for students looking for global career opportunities, ACCA (UK) is one of the most recognized certifications in accounting and finance.

ACCA Course Highlights:

• Duration: 2–3 years
• Levels: Applied Knowledge, Applied Skills, Strategic Professional
• Average Salary: ₹6–15 LPA
• Recognition: Over 180+ countries

Can Financial Modeling Help You Get a Job After 12th Commerce?

Yes! Financial Modeling & Valuation is a skill-based course that teaches you how to analyze companies, build Excel models, and value businesses — exactly what investment bankers and analysts do.

Financial Modeling Highlights:

• Duration: 2–6 months
• Job roles: Analyst, Valuation Associate, Equity Researcher
• Salary Range: ₹8–12 LPA (entry-level with skills)
• Ideal for: B.Com, BBA, CFA/FRM aspirants

Offered by institutes like RBei Classes, this course is perfect if you want to gain practical skills and land a job quickly.

Which Course Offers the Highest Salary for Commerce Students?

While salaries depend on your performance, location, and employer, here’s a rough comparison:

Course	Average Starting Salary (India)	Global Opportunities
CFA	₹8–20 LPA	High
FRM	₹10–18 LPA	High
US CMA	₹6–12 LPA	Medium–High
US CPA	₹10–25 LPA	Very High
ACCA	₹6–15 LPA	High
Financial Modeling	₹8–12 LPA	Medium–High

 How to Choose the Best Course for Your Career After 12th Commerce?

Ask yourself:

• Do you want a global career? → Go for CFA, FRM, US CPA, ACCA
• Want a job in less than 1 year? → Choose US CMA or Financial Modeling
• Like finance and analytics? → CFA + Financial Modeling combo is perfect
• Love numbers and strategy? → FRM or US CMA works best
• Want a CA alternative with global value? → Choose CFA or FRM

Pro Tip: You can even combine these courses, like CFA + Financial Modeling or FRM + MBA for maximum impact.

Where Can You Learn These Courses from the Best Faculty in India?

RBei Classes by Deepak Goyal CFA FRM offers expert-led coaching for:

• FRM
• CFA
• Financial Modeling
• Plus career guidance, live/recorded lectures, and full mentorship.

Students from 25+ countries have trusted RBei for their career transformation.

Visit Website: https://www.rbeiset.com/
Email: [email protected]
WhatsApp: +91-8583905853

Final Thoughts

There’s no shortcut of high-salary courses after Class 12 Commerce — the key is choosing the one that aligns with your strengths and career vision.

Whether you’re aiming for Wall Street, Big 4 firms, or a FinTech startup, starting early with the right course and mentor can change everything.