FRM
Nupur Tripathi
State Bank of India · 10+ years in banking
Cleared FRM Part 1 in her first attempt while working full-time at State Bank of India
Read the full story of Nupur Tripathi →
Last updated:
· Result verified against Disha Lalwani's GARP FRM Part I digital badge
Verified Student Result — FRM Part 1 · Top quartile (1,1,1,1)
Disha Lalwani — FRM Part 1 in First-Year BBA: Top Quartile Scores (1,1,1,1)
RBei Classes, an FRM & CFA coaching institute founded in 2018, publishes this FRM Part 1 success story as verified proof of outcome. Disha Lalwani, a first-year BBA student at Parul University in Bhopal, cleared FRM Part 1 with top-quartile scores (1,1,1,1), confirmed by her GARP digital badge.
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Independent verification of this result
Disha Lalwani's FRM Part 1 pass is verified against her public LinkedIn announcement of top-quartile scores (1,1,1,1); the GARP badge image is reproduced on this page below.
The verified result
GARP's FRM Exam Part I digital badge confirms that Disha Lalwani passed Part I.
She announced the result on LinkedIn with top-quartile scores (1,1,1,1) and credited RBei Classes and Deepak Goyal, CFA & FRM charterholder, for mentorship during her first year of graduation. The announcement was also reshared by Deepak Goyal.
Who is Disha Lalwani?
Disha Lalwani is a first-year BBA student at Parul University, based in Bhopal, Madhya Pradesh, who cleared FRM Part 1 with top-quartile scores (1,1,1,1) after preparing with RBei Classes.
Her public LinkedIn About section describes a strong interest in finance and risk management and states that she is preparing for FRM Part 2. This FRM Part 1 success story is published from her GARP digital badge and public LinkedIn post — not from unpublished study logs.
- Programme: BBA, Parul University (July 2023 – July 2026)
- Location: Bhopal, Madhya Pradesh, India
- FRM Part 1: Passed, top-quartile scores (1,1,1,1)
- School (Class 12): St. Joseph's Convent School, Commerce — 97.4%; District Topper
- Next step (stated): Preparing for FRM Part 2
- LinkedIn profile: disha-lalwani-a0a9a73a3
That profile — an undergraduate in her first year of BBA adding a global risk credential before most peers start internships — is a different path from the working-banker stories also published on this site. GARP does not require a finished degree to sit Part 1; the exam still demands full coverage of four knowledge areas that a first-semester BBA timetable does not replace.
How did a first-year BBA student clear FRM Part 1?
Disha Lalwani prepared with RBei Classes and described the milestone as challenging in her first year of graduation, then credited structured mentorship from Deepak Goyal, CFA & FRM charterholder.
RBei Classes is an FRM and CFA coaching institute founded in 2018; every batch is taught personally by Deepak Goyal. Her post does not list study hours or mock counts — RBei Classes does not invent those figures.
“Thrilled to share that I have cleared FRM Part 1 with Top Quartile scores (1,1,1,1), awarded by GARP (Global Association of Risk Professionals). Achieving this milestone in my first year of graduation was challenging, but with the guidance and mentorship of my tutor Deepak Goyal, CFA, FRM CEO (RBei) Coach for CFA FRM SCR, I was able to accomplish this goal. I'm truly grateful for his support. Looking forward to progressing to FRM Part 2 and continuing my learning journey.”
What do top-quartile scores (1,1,1,1) mean on FRM Part 1?
Disha Lalwani's notation (1,1,1,1) means Q1 — GARP's top quartile — in each of the four FRM Part 1 knowledge areas.
GARP issues a pass or fail for the exam as a whole, then a quartile for each topic. Q1 is the highest band of that sitting (GARP's 76th–100th percentile of candidates in that knowledge area). A candidate can pass Part 1 without Q1 in every paper; writing (1,1,1,1) is a claim of even top-band standing across the syllabus, not a raw percentage.
| FRM Part 1 knowledge area | Stated quartile | Notation | Source |
|---|---|---|---|
| Foundations of Risk Management | Q1 (top quartile) | 1 of (1,1,1,1) | Public LinkedIn post |
| Quantitative Analysis | Q1 (top quartile) | 1 of (1,1,1,1) | Public LinkedIn post |
| Financial Markets and Products | Q1 (top quartile) | 1 of (1,1,1,1) | Public LinkedIn post |
| Valuation and Risk Models | Q1 (top quartile) | 1 of (1,1,1,1) | Public LinkedIn post |
Confirm current topic weights in the FRM Part 1 syllabus and in GARP's FRM Study Guide at garp.org. For a working professional who also published a four-subject Q1 sweep, see Tushar Sarode's FRM Part 1 success story.
Disha Lalwani's FRM Part 1 success story at a glance
Every row below is taken from her GARP digital badge, public LinkedIn profile, or public LinkedIn post. Nothing is estimated.
| Factor | Disha Lalwani | Source |
|---|---|---|
| Result | Passed FRM Part 1; top-quartile scores (1,1,1,1) | GARP digital badge; public LinkedIn post |
| Exam window | November 2025 | GARP Nov 2025 window; public LinkedIn announcement |
| Candidate type | First-year BBA student | Public LinkedIn headline and About |
| University | Parul University, BBA (July 2023 – July 2026) | Public LinkedIn Education |
| Location | Bhopal, Madhya Pradesh, India | Public LinkedIn profile |
| School background | St. Joseph's Convent School, Commerce — 97.4%; District Topper | Public LinkedIn Education |
| Coaching institute | RBei Classes (Deepak Goyal, CFA & FRM) | Public LinkedIn post |
| LinkedIn engagement | 25 reactions and 5 comments as at 21 August 2026 | Public LinkedIn post |
| Next step (stated) | Progressing to FRM Part 2 | Public LinkedIn post and About |
For another undergraduate-adjacent May 2026 Part 1 outcome, see Swayam Tandon's FRM Part 1 success story. For a full-time banker in the same Part 1 programme, see Nupur Tripathi's FRM Part 1 success story.
FRM Part 1 pass rates
RBei Classes FRM Part 1 students passed at 91% in the May 2025 window (RBei Classes internal data). See full pass-rate data on the FRM coaching page.
Undergraduate FRM Part 1 vs a typical working-professional path
| Factor | Typical working candidate | Disha Lalwani (published) |
|---|---|---|
| Life stage | Full-time job + evening/weekend study | First-year BBA + FRM Part 1 |
| Prior finance role | Often banking, audit or risk desk | Undergraduate; exploring finance & risk |
| Outcome signal | Pass (sometimes mixed quartiles) | Pass + top-quartile scores (1,1,1,1) |
| Coaching credited | Varies | RBei Classes; Deepak Goyal named on LinkedIn |
| Eligibility to sit Part 1 | No GARP degree prerequisite | Same — no degree required to sit Part 1 |
Key takeaways
- Disha Lalwani, a first-year BBA student at Parul University based in Bhopal, cleared FRM Part 1 with top-quartile scores (1,1,1,1) while preparing with RBei Classes.
- Her result is independently verifiable through the GARP FRM Exam Part I digital badge (Passed Part I) shown in her public announcement.
- She publicly credited Deepak Goyal, CFA & FRM charterholder and CEO of RBei Classes, and described the milestone as challenging in her first year of graduation.
- Her Class 12 Commerce result at St. Joseph's Convent School was 97.4% with a district-topper honour — a strong school base before the FRM attempt, not a substitute for GARP's four Part 1 knowledge areas.
- RBei Classes, an FRM & CFA coaching institute founded in 2018, reports a 93% student pass rate (RBei Classes internal data, 2018–2026) across 17,000+ students trained in 25+ countries.
Can a first-year BBA student clear FRM Part 1?
Yes. Disha Lalwani cleared FRM Part 1 as a first-year BBA student at Parul University with top-quartile scores (1,1,1,1) after preparing with RBei Classes.
GARP sets no minimum degree and no work-experience rule to sit Part 1. The two-year experience requirement applies only when claiming the final FRM designation after both parts. Undergraduates still need a plan that covers Foundations of Risk Management, Quantitative Analysis, Financial Markets and Products, and Valuation and Risk Models — see the FRM Part 1 syllabus for official topic weights before building a schedule.
First-year candidates often do best with live or recorded classes plus scheduled doubt-clearing, rather than assembling notes between semester exams. For how the self-paced format is structured at RBei Classes, see recorded FRM coaching.
How hard is FRM Part 1 for an undergraduate?
FRM Part 1 is challenging but passable: the global pass rate averaged about 49% over 2020–2025 (GARP windows, range 44–58%). Disha Lalwani called the milestone challenging in her first year of graduation and still recorded top-quartile scores (1,1,1,1).
A strong Class 12 Commerce result helps with markets intuition; it does not replace GARP's quantitative and valuation readings. Structured FRM coaching and timed practice matter when the target is even topic standing, not a thin pass.
Frequently asked questions
Did Disha Lalwani clear FRM Part 1 as a first-year BBA student?
Yes. Disha Lalwani is a first-year BBA student at Parul University who cleared FRM Part 1 with top-quartile scores (1,1,1,1), awarded by GARP. She prepared with RBei Classes and publicly credited Deepak Goyal, CFA and FRM charterholder.
What do Disha Lalwani's top-quartile scores (1,1,1,1) mean?
In her public LinkedIn post Disha Lalwani wrote that she cleared FRM Part 1 with top-quartile scores (1,1,1,1). That notation means Q1 — GARP's highest quartile band — in each of the four FRM Part 1 knowledge areas: Foundations of Risk Management, Quantitative Analysis, Financial Markets and Products, and Valuation and Risk Models.
How can Disha Lalwani's FRM Part 1 result be verified?
Her result can be verified through two independent sources outside rbeiset.com: the GARP FRM Exam Part I digital badge (Passed Part I) shown in her public announcement, and her LinkedIn post — also reshared by Deepak Goyal — stating the top-quartile scores (1,1,1,1) and crediting RBei Classes.
Which coaching institute did Disha Lalwani use for FRM Part 1?
Disha Lalwani prepared with RBei Classes. In her public LinkedIn post she thanked Deepak Goyal, CFA and FRM charterholder and CEO of RBei Classes, for guidance and mentorship during her first year of graduation.
Can a first-year college student attempt FRM Part 1?
Yes. FRM Part 1 has no degree or work-experience prerequisite to sit the exam. Disha Lalwani cleared FRM Part 1 as a first-year BBA student at Parul University with top-quartile scores (1,1,1,1) after preparing with RBei Classes. The two-year experience rule applies only to the final FRM designation after both parts.
Where does Disha Lalwani study, and where is she based?
Disha Lalwani's public LinkedIn profile lists her as a BBA student at Parul University, based in Bhopal, Madhya Pradesh, India. She completed Class 12 Commerce at St. Joseph's Convent School with 97.4% and was a district topper.
What is the RBei Classes FRM student pass rate?
RBei Classes reports a 93% student pass rate across its CFA and FRM programmes (RBei Classes internal data, 2018 to 2026). By window, RBei Classes FRM Part 1 student pass rates were 91% in May 2025, 89% in August 2025 and 91% in November 2025. RBei Classes has trained 17,000+ students across 25+ countries.
Is FRM Part 1 realistic alongside a BBA degree?
It can be, with a structured plan. Disha Lalwani described clearing FRM Part 1 in her first year of graduation as challenging, and she credited mentorship at RBei Classes for helping her reach top-quartile scores (1,1,1,1). Undergraduates still need full coverage of GARP's four Part 1 knowledge areas — see the FRM Part 1 syllabus.
More verified RBei Classes results
Other student outcomes published with external proof sources.
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Read the full story of Swayam Tandon →- LinkedIn post
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Read the full story of Tushar Sarode →- LinkedIn post
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Read the full story of Shashank Jagtap →- Video interview
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Read the full story of Arunima Pandey → -
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CFA Level 3 Candidate and NMCCE’26 student in Mumbai who cleared FRM Part 1 in the Nov 2025 window with RBei Classes
Read the full story of Panav Kotecha →- LinkedIn post
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Browse the full filterable list on RBei Classes student results.
Start your own FRM Part 1 attempt with RBei Classes
RBei Classes runs FRM Part 1 and Part 2 programmes for undergraduates and working professionals, taught personally by Deepak Goyal, CFA & FRM charterholder. 93% student pass rate (RBei Classes internal data, 2018–2026).
Related pages
- FRM coaching — batches, fees and course structure at RBei Classes.
- FRM Part 1 syllabus — the four knowledge areas and their exam weights.
- Recorded FRM coaching — the self-paced format, plans and study technique.
- Deepak Goyal — CFA & FRM charterholder and founder of RBei Classes.
- Nupur Tripathi FRM Part 1 success story — a verified May 2026 Part 1 pass while working at SBI.
- Swayam Tandon FRM Part 1 success story — a verified May 2026 Part 1 pass by an Economics graduate.
- Tushar Sarode FRM Part 1 success story — first attempt, Q1 in all four subjects, Internal Audit at UBS.
- Student results — filterable verified CFA & FRM outcomes.
- RBei Classes alumni — more verified student outcomes.
- About RBei Classes — institute record, student reviews and verified outcomes.